140k Hilton Points or RT USAAustralia

BoH CardBofA Hawaii CardHawaiian airlines has two Visa Signature cards each with a 35,000 point bonus.  For most people I believe this to be an inferior offer to the Chase Sapphire Card and probably the Chase Ink Bold, but if you already collected your 100,000 Ultimate Reward Points (or think you would have trouble meeting Chase’s higher spending requirements), these cards may come onto your radar screen.

Hawaiian Air miles are not especially useful on Hawaiian Air itself unless you happen to live near one of their continental USA gateways, but you can either convert them 1:2 into Hilton HHonors points or use them on Virgin Atlantic.  This means you get 70,000 Hilton points for one card or 140,000 Hilton points from two (a couple can turn this into 280,000 Hilton Points, almost a week in Paris!).  Or from two cards, you get a round trip from the US to anywhere in the word the Virgin Atlantic flies (one card will get you a one way) subject to availability.

If you apply for both cards on the same day, it is not clear to me if you will get one or two hard pulls.  Also, applying for two will likely land you on the phone with at least one of the bank’s reconsideration lines.  You should be able to explain to them why you need both cards.

Also note that there is a $89 annual fee EACH.

Spend $1,000 (per card) in 90 days to get all the points.

Bank of America Hawaiian Airilnes Hhonors Hilton Virgin Atlantic

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