Best Canadian Cards

Historical Reference Only: This post was last fully updated over 12 months ago, please use this for archival reference only. Information may be out of date.

Welcome friends from the North! The Free Travel Genius is dipping its toe in Lake Winnipeg and teaching Canadians the same secrets and tricks that have enabled its American readers to travel the globe for free.

Card Name ↕	Upfront Bonuses	Spending Benefits	Other Key Benefits	Annual Fee ↕
Aspire World Mastercard	35k points on first purchase	Effectively 2% back (2 points per C$ points are effectively worth 1 cent each toward any travel you put on your credit card	10k points on each anniversary, almost pays the annual fee	C$120
Business Gold Rewards	25k Membership Reward points after spending C$3k in 3 months	1 MR point per C$ (1:1 for Air Canada, Delta, BA,...)	Good for big spenders - 15k MR points after spending C$50k and an additional 25k MR points after spending C$100k EACH YEAR	$0 1st yr (then C$180 per year)
Starwood Preferred Guest	10k SPG point welcome bonus	1 SPG point per C$1	Free weekend nigh after C$40k/yr in cat 1-4 Starwood hotel SPG Gold after C$30k/yr	C$120