Free Travel Genius

Major Transferable Points Programs (UR,MR,TYP)

Below is an analysis of transfers from the three major bank programs along with Starwood’s program. This analysis assumes that you have a premium card (generally with an annual fee) from the issuer allowing the maximum benefits.

  • Chase Ultimate Rewards (“Chase”)
    • Chase Sapphire Preferred®
    • Ink Plus®
    • Ink Bold® (no longer accepting new cardholders)
    • J.P. Morgan Select Card
    • J.P. Morgan Palladium Card
    • Chase Corporate Flex Card(SM)
  • American Express Membership Rewards (“AMEX”)
    • Amex EveryDay® Credit Card
    • Amex EveryDay® Preferred Credit Card
    • Gold Card from American Express
    • American Express® Green Card
    • American Express® Senior Gold Card ($40 fee)
    • American Express® Senior Green Card ($40 fee)
    • American Express® Traditional Gold Card ($40 fee)
    • American Express® Traditional Green Card ($40 fee)
    • Ameriprise Gold Card
    • Centurion® Card (aka the Black Card)
    • Fidelity American Express® Gold Card ($40 fee)
    • Fidelity American Express® Green Card ($40 fee)
    • Mercedes-Benz Credit Card from American Express
    • Morgan Stanley Credit Card from American Express
    • Platinum Card from American Express®
    • Premier Rewards Gold Card from American Express
    • Business Centurion® Card from American Express OPEN®
    • Business Gold Card ($40 fee)
    • Business Gold Rewards Card
    • Business Green Cards (Not all cards are eligible; $40 fee)
    • Business Green Rewards Card
    • Business Membership Rewards® Card
    • Business Platinum Card®
    • Business Purchase Account ($40 fee)
    • Costco Business Cards (Not all cards are eligible; $40 fee)
    • Executive Business Card ($40 fee)
    • Small Business Card℠
    • American Express® Corporate Green Card (Check with Employer, $90 fee)
    • American Express® Corporate Gold Card (Check with Employer, $90 fee)
    • Corporate Centurion® Card from American Express (Check with Employer)
    • Corporate Platinum Card® from American Express (Check with Employer)
    • Global Dollar Card – American Express® Corporate Platinum Card (Check with Employer)
    • Global Dollar Card – American Express® Corporate Card (Check with Employer, $75 fee)
    • Global Dollar Card – American Express® Corporate Executive Gold Card (Check with Employer, $90 fee)
  • Citibank Thank You Points (“Citi”)
    • Citi ThankYou® Premier
    • Citi Prestige®
    • Citi Chairman®

All are 1:1 unless otherwise noted. Note that Starwood transfers at 4:5 when transferring in 20k point increments.

I have bolded the programs that I tend to use. These are more heavily weighted to the US partner in a global alliance as I usually default to going through an airline domestic to me for convenience.

<th>
  Chase
</th>

<th>
  AMEX
</th>

<th>
  Citi
</th>

<th>
  Starwood
</th>
<td>
  Singapore Airlines, <strong>United</strong>
</td>

<td>
  AirCanada, ANA, Singapore
</td>

<td>
  EvaAir, Singapore Airlines, Thai Airways
</td>

<td>
  AirCanada, AirChina, Air New Zealand (65:1), ANA, Asiana, Luftansa, Singapore, Thai Airways, United (<span style="color:red">2:1</span>)
</td>
<td>
  <strong>British Airways (1:1)</strong>
</td>

<td>
  Asia Miles(Cathay), <strong>British Airways (5:4)</strong>, Iberia (5:4)
</td>

<td>
  Asia Miles(Cathay), Malaysia Airlines, Qantas, Qatar
</td>

<td>
  Air Berlin, <strong>American</strong>, Asia Miles(Cathay), British Airways, JAL, LAN, Qatar
</td>
<td>
  KoreanAir
</td>

<td>
  <strong>Delta</strong>, AeroMexico, AirFrance/KLM, Alitalia
</td>

<td>
  AirFrance/KLM, Garuda Indonesia
</td>

<td>
  AeroMexico, AirFrance/KLM, Alitalia, China Eastern, China Southern, <strong>Delta</strong>, KoreanAir, Saudia
</td>
<td>
  <strong>Southwest</strong>, Virgin Atlantic
</td>

<td>
  El Al (50:1), Emirates, Hawaiian, <strong>JetBlue (5:4)</strong>, Virgin America (2:1), Virgin Atlantic
</td>

<td>
  Ethiad, Virgin America (2:1), Virgin Atlantic
</td>

<td>
  Alaska, Emirates, Ethiad, Gol, Hainan, Hawaiian, Jet Airways, Velocity, Virgin Atlantic
</td>
Star Alliance
OneWorld
Skyteam
Independents
Marriott Family Marriott/Ritz
Hilton Family Hilton 1:1.5 Hilton 1:2(limited time)
Starwood Starwood 3:1 Of course
Hyatt Family Hyatt
IHG IHG
Best Western Ending
Choice Choice
Cash Travel 1.25c/point Limited to Amex Biz Platinum 1.25c/point(1.33-1.66 w/Prestige)

Note that Chase also had the ability to transfer to Amtrak but that is ending on December 8, 2015.