Major Transferable Points Programs (UR,MR,TYP)
Historical Reference Only: This post was last fully updated over 12 months ago, please use this for archival reference only. Information may be out of date.
Below is an analysis of transfers from the three major bank programs along with Starwood’s program. This analysis assumes that you have a premium card (generally with an annual fee) from the issuer allowing the maximum benefits.
- Chase Ultimate Rewards (“Chase”)
- Chase Sapphire Preferred®
- Ink Plus®
- Ink Bold® (no longer accepting new cardholders)
- J.P. Morgan Select Card
- J.P. Morgan Palladium Card
- Chase Corporate Flex Card(SM)
- American Express Membership Rewards (“AMEX”)
- Amex EveryDay® Credit Card
- Amex EveryDay® Preferred Credit Card
- Gold Card from American Express
- American Express® Green Card
- American Express® Senior Gold Card ($40 fee)
- American Express® Senior Green Card ($40 fee)
- American Express® Traditional Gold Card ($40 fee)
- American Express® Traditional Green Card ($40 fee)
- Ameriprise Gold Card
- Centurion® Card (aka the Black Card)
- Fidelity American Express® Gold Card ($40 fee)
- Fidelity American Express® Green Card ($40 fee)
- Mercedes-Benz Credit Card from American Express
- Morgan Stanley Credit Card from American Express
- Platinum Card from American Express®
- Premier Rewards Gold Card from American Express
- Business Centurion® Card from American Express OPEN®
- Business Gold Card ($40 fee)
- Business Gold Rewards Card
- Business Green Cards (Not all cards are eligible; $40 fee)
- Business Green Rewards Card
- Business Membership Rewards® Card
- Business Platinum Card®
- Business Purchase Account ($40 fee)
- Costco Business Cards (Not all cards are eligible; $40 fee)
- Executive Business Card ($40 fee)
- Small Business Card℠
- American Express® Corporate Green Card (Check with Employer, $90 fee)
- American Express® Corporate Gold Card (Check with Employer, $90 fee)
- Corporate Centurion® Card from American Express (Check with Employer)
- Corporate Platinum Card® from American Express (Check with Employer)
- Global Dollar Card – American Express® Corporate Platinum Card (Check with Employer)
- Global Dollar Card – American Express® Corporate Card (Check with Employer, $75 fee)
- Global Dollar Card – American Express® Corporate Executive Gold Card (Check with Employer, $90 fee)
- Citibank Thank You Points (“Citi”)
- Citi ThankYou® Premier
- Citi Prestige®
- Citi Chairman®
All are 1:1 unless otherwise noted. Note that Starwood transfers at 4:5 when transferring in 20k point increments.
I have bolded the programs that I tend to use. These are more heavily weighted to the US partner in a global alliance as I usually default to going through an airline domestic to me for convenience.
<th>
Chase
</th>
<th>
AMEX
</th>
<th>
Citi
</th>
<th>
Starwood
</th>
<td>
Singapore Airlines, <strong>United</strong>
</td>
<td>
AirCanada, ANA, Singapore
</td>
<td>
EvaAir, Singapore Airlines, Thai Airways
</td>
<td>
AirCanada, AirChina, Air New Zealand (65:1), ANA, Asiana, Luftansa, Singapore, Thai Airways, United (<span style="color:red">2:1</span>)
</td>
<td>
<strong>British Airways (1:1)</strong>
</td>
<td>
Asia Miles(Cathay), <strong>British Airways (5:4)</strong>, Iberia (5:4)
</td>
<td>
Asia Miles(Cathay), Malaysia Airlines, Qantas, Qatar
</td>
<td>
Air Berlin, <strong>American</strong>, Asia Miles(Cathay), British Airways, JAL, LAN, Qatar
</td>
<td>
KoreanAir
</td>
<td>
<strong>Delta</strong>, AeroMexico, AirFrance/KLM, Alitalia
</td>
<td>
AirFrance/KLM, Garuda Indonesia
</td>
<td>
AeroMexico, AirFrance/KLM, Alitalia, China Eastern, China Southern, <strong>Delta</strong>, KoreanAir, Saudia
</td>
<td>
<strong>Southwest</strong>, Virgin Atlantic
</td>
<td>
El Al (50:1), Emirates, Hawaiian, <strong>JetBlue (5:4)</strong>, Virgin America (2:1), Virgin Atlantic
</td>
<td>
Ethiad, Virgin America (2:1), Virgin Atlantic
</td>
<td>
Alaska, Emirates, Ethiad, Gol, Hainan, Hawaiian, Jet Airways, Velocity, Virgin Atlantic
</td>
| Star Alliance | ||||
| OneWorld | ||||
| Skyteam | ||||
| Independents | ||||
| Marriott Family | Marriott/Ritz | |||
| Hilton Family | Hilton 1:1.5 | Hilton 1:2(limited time) | ||
| Starwood | Starwood 3:1 | Of course | ||
| Hyatt Family | Hyatt | |||
| IHG | IHG | |||
| Best Western | Ending | |||
| Choice | Choice | |||
| Cash Travel | 1.25c/point | Limited to Amex Biz Platinum | 1.25c/point(1.33-1.66 w/Prestige) |
Note that Chase also had the ability to transfer to Amtrak but that is ending on December 8, 2015.