Free Travel Genius

Travel Benefit Cards

The following cards tend to provide shortcuts for elite status, travel perks and/or discounts. Other than the Platinum cards, they are most interesting for someone that utilizes or intends to utilize that particular hotel or airline significantly.

Card Name ↕ Upfront Bonuses Spending Benefits Other Key Benefits Annual Fee ↕ How to Use
Chase Sapphire Reserve Credit Card Chase Sapphire Reserve Credit Card 50k points (UA, BA, SW, Hyatt, etc. or $750 Cash) after spending $4k in 3 mos. 1 point/$3x for Travel and Dining(directly book travel at 1.5c/pt)
  • Priority Pass lounges
  • $300 tvl credit
  • Global Entry
  • Global Evac.
  • Pur. protection
  • No FTF's
$450 General, Travel, Dining
The Platinum Card® from American Express The Platinum Card® from American Express 40k points after spending $3k (personal card only) 1 point / $
  • Centurion, lounges with guests
  • DL. Priority Pass lounges solo
  • $200 toward 1 airline''s fees
  • Global Entry
  • Global Evac.
  • Pur. protection includes loss
  • No FTF''s
$450 Keep in carry-on for travel benefits
Citi® Hilton HHonors Reserve card Citi® Hilton HHonors Reserve card 2 weekend nights after spending $2.5k in 4 mos. + 1 more/yr after spending $10k 3 points / $5x on airfare and car rentals10x at Hiltons
  • Auto Gold
  • Diamond status after spending $40k
  • No FTF's
$95 Keep in safe and pay $95/year for a Saturday night at an expensive hotel (e.g., The Bentley on South Beach)
Chase Hyatt Card Chase Hyatt Card 2 free nights at ANY Hyatt hotel worldwide after spending $1k in 4 mos. + 1 more (cat <=4) each year 1 points/$2x for restaurants, airfare (direct) and car rentals3x at Hyatts
  • Auto Plat.
  • No FTF's
  • Chip
$75 General Spend, Restaurant, Air, Car Rental
United MileagePlus Explorer Card (Chase) United MileagePlus Explorer Card (Chase) 30k after spending $1k in 3 months + 5k for add. cardholder + 10k/yr after $25k 1 point /$2x on United
  • No FTF's
  • free bag & priority board on United
  • 2 lounge passes/yr.
  • No inv. controls on redeeming mileage
$0 1st Yr.,then $95
Delta Amex Delta Amex 30k miles after spending $1k in 3 mos (most of my readers would be better off holding out for more) 1 point /$ 2x on Delta
  • 1st bag free
$0 1st Yr.,then $95
Marriott Rewards® Premier Credit Card Marriott Rewards® Premier Credit Card 80k points after spending 3k in 3mos, free night @renewal (<=cat 5) 1 point /$2x for airfare, dining and car rental5x for Marriott
  • Auto Silver Elite
  • 15 elite nights + 1 night/$3k spent (auto gold at $105k, auto plat. at $180k)
  • No FTF's
$0 1st Yr.,then $85 Only good for big marriott spending.