Sep 17

Citi Forward Card – 5x on Restaurants & Amazon

2/1/2013: Note that the Citi Forward card appears to be in flux right now. I have removed the links temporarily until I can determine what is going on. There are reports of only receiving 2x points for the key categories and the non-student version isn’t on Citi’s website.

10/20/2011: Citi starts you off with 10,000 Thank You points after spending $650 and signing up for paperless statements in the first 3 months.

The Citibank Forward Card is a great additional card to keep in your wallet for all of your restaurant spend and spending on since you get the equivalent of 5% back (gift cards, etc.) on those purchases. With no annual fee, this card gives you 5 thank you points for each dollar spent on:

  • Restaurants – including fine dining and fast food; but sometimes not when it is principally a bar
  • Books – including Amazon.Com, Amazon Marketplace, Barnes&Noble(in store only)
  • Movies – including most theaters, blockbuster, redbox; but not netflix
  • Music – including iTunes
  • Note: The bonus 5x points are based upon how the merchant codes the transaction. This could change over time, so keep an eye on statements.

    Cell phone protection (key terms):

  • Damage or Theft (w/police report) Coverage up to $250 per incident (up to 2/year) with a $50 deductible
  • A simple loss is not covered, nor is the phone covered while in the mail or in checked luggage
  • Pre-paid phones are not covered
  • You must pay your cell bill on this card to get coverage (starts the following month)
  • If you don’t mind carrying around a few cards, this is a great one to add to the mix.

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    1. […] superior to the Amex Costco Card, which only beats this one on restaurant spend, but there is the Citi Forward to deal with that. With the Preferred Card, you earn your Annual Fee over the Everyday Card at […]

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