2/1/2013: Note that the Citi Forward card appears to be in flux right now. I have removed the links temporarily until I can determine what is going on. There are reports of only receiving 2x points for the key categories and the non-student version isn’t on Citi’s website.
10/20/2011: Citi starts you off with 10,000 Thank You points after spending $650 and signing up for paperless statements in the first 3 months.
The Citibank Forward Card is a great additional card to keep in your wallet for all of your restaurant spend and spending on Amazon.com since you get the equivalent of 5% back (gift cards, etc.) on those purchases. With no annual fee, this card gives you 5 thank you points for each dollar spent on:
Note: The bonus 5x points are based upon how the merchant codes the transaction. This could change over time, so keep an eye on statements.
Cell phone protection (key terms):
If you don’t mind carrying around a few cards, this is a great one to add to the mix.