I created this website to explain to my friends and family how my wife and I have been able to travel the world for free. The “secret” has been using various credit card mega bonuses (often non-publicized), layering additional offers and some other tricks that I will show you. Below are some of my favorite offers or delve deeper by reading my Points Blog.

• Mega Bonuses
• Best Spending
• Travel Benefit
• Other

	Issuer	Card Name	Upfront Bonuses	Spending Benefits	Other Key Benefits	Annual Fee
	Chase	British Airways Visa	100,000 Avios Points! (50k on 1st spent + 25k after $10k + 25k after $10k)	1.25 Avios Points/$ (not great without the bonuses)	No FTF's Smart Chip	$95	Apply Here More Info
	Chase	Hyatt	2 free nights at ANY Hyatt hotel or resort worldwide after 1st purchase	3 Hyatt points/$	Auto Hyatt Plat. Status No FTF's Smart Chip 1 more free night/year	$75	Apply Here More Info
	AMEX	Starwood Preferred Guest®	25,000 Starpoints (2 nights in many high end Westins, etc.) 10k after first purchase 15k after spending $5k in 6 mos.	1 SPG Points / $ (SPG points are very valuable)	SPG Gold status after $30k/yr 5 nights toward elite	$0 First Year (then $65)	Apply Here More Info
	Chase	SapphireSM Preferred Card	40,000 Ultimate Rewards Points = CO/UA or BA Miles or $400 Cash after spending $3k in 3 months	1 Point/$ 2x for Travel (Good) and Dining (not impressive)	No FTF's	$0 First Year (then $95 or switch to Chase Freedom)	Apply (Visa) Apply(MC) More Info
	Chase	Ink Bold	50,000 (25k 1st purchase, 25k after $10k in 3 mos) Ultimate Reward Points = 50k UA or BA Miles, $500 Cash or $625 toward travel	1 Point/$ 5x for telecom and office supply	No FTF's	$0 First Year (then $95 or switch to Ink Cash)	Apply Here More Info
	Citi	AAdvantage Visa, Amex or Business	50,000 American (AA) Miles after spending $5k (see details)	1 Point/$	Not much, this card is for the bonus.	$0 First Year (then $85 for personal and $75 for business)	More Info
	Chase	Southwest Rapid Rewards Plus	50,000 Southwest points (worth over $800 in restricted economy flights) + 3k/anniversary	1 Southwest Point/$	Can help you get the 110k companion-flies-free for up to 2 years deal	$69	More Info
	Chase	Priority Club Visa	80,000 Priority Club points upon first purchase	1 Point /$ (5x at their hotels, 2x on gas groceries and dining)	No FTF's	$0 First Year (then $49 or switch to Chase Freedom)	More Info
	BofA and/or Bank of Hawaii	Hawaiian Airlines Visa Signature	35,000 Hawaiian Air Points after spending $1k in 4 mos.	This card is for the bonus	Not much, this card is for the bonus.	$79	More Info
	Bank of America	Virgin Atlantic Amex	50,000 VA miles (coverts to 100k hilton) - 20k after 1st purchase, 25k after $2,500 spend and 5k by adding 2 auth. users	1.5 VA miles/$	If you are an ardent VA flyer, there are some, otherwise take the bonus and run	$90	Issuer's Website

	Issuer	Card Name	Upfront Bonuses	Spending Benefits	Other Key Benefits	Annual Fee
	Chase	Hyatt	2 free nights at ANY Hyatt hotel or resort worldwide after 1st purchase	3 Hyatt points/$	Auto Hyatt Plat. Status No FTF's Smart Chip 1 more free night/year	$75	Apply Here More Info
	Bank of America	Virgin Atlantic Amex	50,000 VA miles (coverts to 100k hilton) - 20k after 1st purchase, 25k after $2,500 spend and 5k by adding 2 auth. users	1.5 VA miles/$	If you are an ardent VA flyer, there are some, otherwise take the bonus and run	$90	Issuer's Website
	Capital One	Venture Rewards	10,000 points after spending $1,000	2 Points / $ (basically 2% Cash - See More Info)	No FTF's	$0 First Year (then $59)	More Info
	Chase	Ink CashSM	$250 after $5k in 3 months	1% cash 2% on gas & dining (up to $25k of spend) 5% on office supplies, cableTV and telecom (up to $25k of spend)	0% interest on purchases for 6 mos	$0	Apply Here More Info
	AMEX	Blue Cash PreferredSM	$150 after spending $1k in 3 months	1% Cash 6% on groceries 3% on gas and department stores	0% interest on purchases for up to 12 mos.	$75	Apply Here More Info
	Citi	Forward	10k pts after spending $650 & paperless statements in 3 months 1.2k pts/yr	1 Thank You Point (like 1% Cash toward gift cards) 5x for restaurants, books, Amazon.com, movies & music(including iTunes)	cell phone protection (see details) 1k for paperless	$0	Apply Here More Info
	AMEX	Blue Cash EverydaySM	$100 after spending $1k in 3 months	1% Cash 3% on groceries 2% on gas and department stores	0% interest on purchases for up to 12 mos.	$0	Apply Here More Info
	Chase	Freedom	$300 after spending $500	1% Cash 5% on up to $1,500 ($75 net) of spending that rotates between different categories each quarter. In the 1st Quarter of 2012 it is gas stations and Amazon.com	0% interest on purchases for 6 mos	$0	More Info

	Issuer	Card Name	Upfront Bonuses	Spending Benefits	Other Key Benefits	Annual Fee
	Chase	Priority Club Visa	80,000 Priority Club points upon first purchase	1 Point /$ (5x at their hotels, 2x on gas groceries and dining)	No FTF's	$0 First Year (then $49 or switch to Chase Freedom)	More Info
	AMEX	The Platinum Card & The Business Platinum Card®	25,000 MR points after spending $2,000 (personal) or $5,000 (business) in 3 months	1 Membership Reward point / $	AA,DL,USAir lounges with guests Priority Pass lounges solo $200 toward 1 airline's misc. fees Free Global Entry (worth $100) Signup bonus at Equinox Fitness Global evac. insurance Purchase protection includes loss No foreign trans. fees	$450	Apply Here Personal Apply Here Business More Info
	Barclays	US Air Dividends Miles Select	40,000 US Air points on 1st purchase plus 10k points on each anniversary (effectively negates the cost of the annual fee)	1 mile/$, 2x on US Air	10k points toward status preferred checkin preferred boarding	$0 First Year (then $89)	Link to Issuer
	Chase	UnitedPlus® Explorer Card	25k-50k United/CO miles after first purchase 5k for adding an additional cardholder 10k/yr when spending over $10k/yr	1 United Point /$ (2x for United/Continental spend)	1st bag free & priority boarding on United/CO 2 lounge passes/yr. No inventory controls on redeeming mileage	$0 First Year (then $95)	"65k"+$50 Unofficial Link (take screenshots for proof) -- must be signed into active United account prior to clicking link "40k" Link
	AMEX	Delta Skymiles® Gold	30k Skymiles after spending $500 in 3 months	1 Delta Point /$ (2x for Delta spend)	1st bag free Note: Plat & Reserve for more fee come w/ points toward elite	$0 First Year (then $95); $150 for platinum, $450 for reserve	Apply Here Business Version
	AMEX / Citi	Hilton HHonorsTM SurpassSM / Hilton HHonors™ Visa Signature®	40k after Amex:1st purchase or Citi:$1k in 3 months	Amex:3 or Citi: 2 Hilton Points / $ Amex: 6 or Citi: 3/$ on supermarkets, drug stores, gas and telecom Amex: 9 or Citi: 6 $ at Hilton family properties	Amex Only: Comes w/auto HHonors Gold for the 1st year Amex Only: Gold status upon $20k/yr, Diamond Status upon spending $40k/yr) All: Silver status always	Amex: $75 or Citi: $0	Citi: Apply Here More Info
	Chase	Marriott Rewards® Premier	50k Marriott Points after 1st purchae Note: Certain versions of the card have a $75 statement credit and there is a possibility of 70k bonus points, see More Info	1 point/$ for general spend 2 points/$ for airline,dining and car rental 5 points/$ at Marriotts	Auto Silver Elite 15 nights toward elite each yr. plus 1 more elite night per $3k spent - i.e,. auto gold at $105k, auto plat. at $180k Free night upon approval (up to cat 4) Free night upon renewal (up to cat 5) No foreign trans. fees	$0 First Year (then $85)	Apply Here More Info

	Issuer	Card Name	Upfront Bonuses	Spending Benefits	Other Key Benefits	Annual Fee
	Discover	More	N/A	Bad "UP TO" 1% cashback program 5% cashback on rotating categories up to $1,500 of spend if you remember to signup each quarter	0% on purchases for 18 mos. likely to have more relaxed credit standards than many of the cards on this site	$0	Apply Here
	Chase	Slate(R) Visa	NO BALANCE TRANSFER FEE = Free money for 15 months	N/A	Free loan	$0	Apply Here More Info
	HSBC (Orchard Bank)	Secured	N/A	N/A	This card card help if you have no or bad credit	$0 First Year (then $35 per year)	Apply Here

If you apply for a card with good credit and you don’t get instant approval, click here for a list of credit analysis and reconsiderations departments’ direct lines. They can often expedite an approval or fix a denial.

Unless otherwise stated, my advice is for people with good credit that are able to pay off their entire credit card balance each month. You also accept that my advice is provided as a courtesy and you agree to do your own research. Also, credit card bonus offers change rapidly — while I try to keep this site up to date, you must check the credit card company’s website for the latest rules before you apply. For a more complete introduction and details on how card applications can affect your credit score, click here.

See Glossary for definitions of the shorthand I use on the site.